Specialty billing

Mental Health Billing: What Practices Should Know

Behavioral health billing depends on accurate session times, each payer’s telehealth rules, authorizations and visit limits. It also depends on every clinician being credentialed with the right plans.

Rules to watch

  • Start and stop times documented for each session
  • Diagnostic evaluations (90791 / 90792)
  • Interactive complexity add-on (90785)
  • Separate behavioral health carve-out payers
  • Supervision and incident-to rules by payer

How is mental health billing different from medical billing?

Mental health billing is mostly time-based. Psychotherapy codes are picked by the minutes spent with the patient, so start and stop times matter more than in most specialties. Diagnostic evaluations, family sessions and crisis care each have their own codes, and many insurance plans hand behavioral health to a separate carve-out company with different rules, portals and credentialing. Telehealth is common, and payers do not agree on place of service and modifiers. Since 2024, Medicare also lets marriage and family therapists and mental health counselors enroll and bill. The usual trouble spots are sessions billed in the wrong time band, missing authorizations for ongoing therapy, and claims sent to the medical plan instead of the carve-out.

What makes it different

What makes mental health billing different

Time-based codes

Psychotherapy codes are selected by session time: 90832 (16–37 minutes), 90834 (38–52) and 90837 (53 or more).

Telehealth

Place-of-service codes and modifiers for telehealth differ between Medicare, Medicaid and commercial plans.

Authorizations and limits

Many plans require authorization or cap the number of covered sessions.

Clinician credentialing

Since 2024, Medicare covers services by marriage and family therapists and mental health counselors, once they are enrolled.

Codes at a glance

Common mental health codes and what to watch

ServiceCodesWhat to watch
Diagnostic evaluation90791 (without medical services), 90792 (with)Not billed with psychotherapy on the same day by the same provider
Psychotherapy90832 (16–37 min), 90834 (38–52 min), 90837 (53+ min)Document start and stop times
Interactive complexity+90785Add-on; not with crisis codes
Crisis psychotherapy90839 (first 60 min), +90840 (each additional 30 min)Time and crisis nature documented
Family psychotherapy90846 (without patient), 90847 (with patient)Who attended is documented

Related services

Services that matter most for mental health

Credentialing & Payer Enrollment

We handle credentialing, CAQH upkeep and payer enrollment applications.

Medical Billing

We handle charge entry, claim submission, payment posting and follow-up.

Denial Management

Denials are corrected, appealed and traced to their root cause.

A/R Recovery

We prioritize aged and unpaid claims and follow up with payers.

FAQ

Mental Health billing questions

Which psychotherapy code should be used for a 50-minute session?

A 50-minute psychotherapy session falls in the 38–52 minute range, which is reported with 90834. Sessions of 53 minutes or more are reported with 90837. See our 90837 vs. 90834 guide.

Can licensed counselors bill Medicare?

Yes. Beginning January 1, 2024, marriage and family therapists and mental health counselors can enroll in Medicare and bill for their services.

How is CPT 90791 billed?

CPT 90791 is the psychiatric diagnostic evaluation, usually billed at the start of care. It cannot be billed on the same day as psychotherapy or an E/M service by the same provider. Our CPT 90791 billing guide covers the rules in detail.

Coding rules change every year. The code references on this page reflect general guidance at the time of writing. Payer policies and your documentation always determine what is billable.

Let’s take a closer look at your revenue cycle

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